search, campaigns. Bank is required to report the business name of Merchant and the names and identification of its principals to the Terminated Merchant File (the “MATCH System”) maintained by MasterCard when Merchant Bank determines that Merchant has been terminated for one or more of the reasons specified in Visa. Filter & Search. they account holder will usually be placed on the Terminated Merchant File (MATCH list) which prevents them from getting another merchant account unless they clear. For example, services are considered a higher risk compared to physical products. The basic idea of MATCH list and TMF is same…The MATCH list or TMF (Terminated Merchant File) is the lowest state a merchant can be in. Clause: Terminated Merchant File. The Terminated Merchant File (TMF) has a sole purpose of preventing listed merchants from creating new merchant accounts with different acquirers, using credit card processors and using Visa merchant services. Include Keywords. The data is kept on a MasterCard database, and prospective financial providers check this database before taking on any accounts. Filter & Search. Although no company can guarantee the results, in HigherRiskMerchantProcessing we will try our best to find your. The Mastercard Alert to Control High-risk Merchants (MATCH) allows an acquiring partner to lookup whether another acquiring partner has terminated a merchant in the past and the reason for that termination, to aid in an onboarding decision. When acquirers add a merchant to the TMF, it marks that business as a risky venture, warning other acquirers from doing. A quick Google search will show you just how many problems PSPs give. Every single chargeback debit from his account cleared, and he owes them nothing. 2. Since 1994, BankCardLaw has built relationships and achieved business – saving results in electronic payments and merchant credit card account matters. All payment processors must check these databases when accepting a new user,. A terminated merchant file ( TMF) is a tool used by credit card processing companies to screen potential merchants before giving them a merchant account. Offers Paysley QR-code payment service. All positive MATCH responses are thought about “possible matches” because the search mechanisms can not guarantee a real and exact match with absolute. When filing a UCC-3, only make one change at a time. It’s also known as the Terminated Merchant File (TMF). Jul 17, 2021 Woocommerce Security Woos. When a payment processor terminates a merchant file, they may submit that merchant’s information to the MATCH list. A merchant account termination was the last thing on your mind. 2 DEPOSIT OF FUNDS TO MERCHANT POOL ACCOUNT Our sponsor banks will deposit to the non-interest bearing pooled account titled in the name of our sponsor bank for the benefit of all ProPay merchants (“Merchant Pool Account”) all amounts of Card and ACH transactions complying with the terms of this agreement and the. To the average person, the words “terminated merchant file” does not mean much, but for a business using merchant account services, it can mean utter ruin. 7:59 pm on Oct 11, 2005 (gmt 0) Does anyone know how long you remain on the TMF. If you’re on it, this means that another bank has terminated a merchant account with you, and sends up a red flag to banks that you’re a credit risk. Terminated merchant accounts are an important aspect of this information. Entire payment processors must check diese databases when. Related to TERMINATION AND COMBINED TERMINATED MERCHANT FILE. Open Search. TMF/Match Problem, you may or may not have been informed that your Merchant Account is on 100% reserve before being terminated!. Excessive chargebacks are the most common reason for being on the MATCH list, but other causes include security issues, illegal activity, bankruptcy, identity theft. Best for chargeback monitoring: SMB Global. Home; Practice Areas. • Must be located within the acquirer’s jurisdiction. Otherwise known as the MATCH (Merchant Alert To Control High-Risk) list, the Terminated Merchant File or TMF list is a list compiled and managed by MasterCard, of business owners. It is regarded as a national database related to merchants and their principal owners whose accounts have been terminated for this or that reason. This will provide acquirers with the opportunity to develop and review enhanced or incremental. Payment Gateway Processor:. According to a chargeback report, the projected costs of chargeback for 2023 are estimated at $117 billion, with around $79 billion as merchant losses. It serves as a list of blacklisted merchants and prevents. Search. 40. The MATCH list, also called the Terminated Merchant File. Msg#:655572 . An acronym for the Member Alert to Control High-Risk Merchants, MATCH is a powerful national database. And once a merchant is on the list, it can be very taxing to get a new merchant account from another bank. Have been added to the MATCH list over five years ago. The MATCH List (Merchant Alert to Control High-Risk) is also known as the Terminated Merchant File (TMF). Getting added to the Terminated Merchant File can be a serious problem for your business as it could make it impossible to get credit card processing. A Terminated Merchant File is a tool used by credit card processing companies to screen potential merchants before giving them a merchant account. As a result, businesses may end up with closed merchant accounts. After submitting the application, merchants will need to submit the following items to underwriters: A valid, government-issued ID, such as a state-issued driver’s license. The MATCH list is essentially a list of terminated merchant files (TMF) that meet specific conditions. 6), 2. Your business is considered high risk. If your business is on the Terminated Merchant File (TMF) or “MATCH” file, that does not mean you are completely black listed from ever getting a merchant account again. Any merchant seeking to do business via the internet must have an e-merchant account. Ask questions. This was done to prevent a risky business from applying for a new account or opening an account with another major credit card company. All processing banks are needed to utilize MATCH. Your name/business can be removed as soon as a week after the payment has been received. Both lists operate similarly and contain information about merchant accounts. MATCH List Criteria: Merchants end up on the MATCH list due to:• Merchant help desk support, including reprogramming of terminal software Entities using vendor supplied Remote Key Distribution techniques must ensure that such vendors are registered with Visa as ESOs Third-Party Servicers (TPS) Contracted by issuing and/or acquiring clients for payment related services such as:First, merchant account freezes and terminations have a negative impact on your record and your name will appear on the terminated merchant file (TMF). This information has been aggregated into the file known as the MATCH List (Merchant Alert To Control High-Risk). Merchants listed here often find it difficult to obtain a merchant account, and should take steps to avoid being added to the list. To obtain a TMF merchant account, businesses must begin by filling out EMB’s simple online application. If the issue persists, the. On a $350 order, that’s $25. Lowest Merchant Account Fees. If so, you will have trouble acquiring a merchant account with reasonable rates if at all. CFR PART 200 Termination Termination for cause and for convenience by the grantee or subgrantee including the manner by which it will be effected and the basis for settlement. A Merchant can be placed on the MATCH List for various offenses determined. It was created by. The MATCH list, also called the Terminated Merchant File. A high-risk merchant account is a label your payment processor has given your business. savur. Dictionary. The effective termination date or; The date it received the termination notice by the merchant. About This Guide Visa Global Acquirer Risk Standards: Visa Supplemental Requirements 1 October 2018 Visa Public 1 Notice: This is VISA PUBLIC information. Mastercard combined the MATCH list with the TMF listing (Terminated Merchant File), making the lists interchangeable. Terminated Merchant File (TMF) by NMA. It is vital to contact Stripe customer support and consider partnering with another payment processor if funds are held. Terminated Merchant File, or TMF listing, was the term employed the most in years past but MATCH has become more commonly used as of late. New York. An acronym for the Member Alert to Control High-Risk Merchants, MATCH is a powerful national database. Good news, though – you no longer have to worry about getting off the TMF list since the more comprehensive MATCH list replaced it. • Cannot act as a sponsor for another Payment Facilitator. Terminated Merchant File and Match File. The MATCH system is technically a MasterCard system but the banks are the ones that add/remove merchants from MATCH. But TMF is more of a broad term that relates to any terminated merchant file, whereas the MATCH list refers specifically to the database that’s. 1 vote. Most high-risk processors charge percentage and flat fees on top of the interchange rate (the fee that goes to the credit card providers). MATCH List and Terminated Merchant File (TMF) Oct 11, 2022. Acceptable Use Policy. Have been added to the list because of. If the chargeback ratio by transaction gets too high, acquiring banks tend to close their clients’ accounts and put them in the TMF (Terminated Merchant File). 8. Being on the MATCH list won’t cause you to lose any active. Should Merchant do so, Bank or NP may immediately terminate this Agreement, have all funds placed into a Reserve Account pursuant to Section 15 below and be placed on the “Combined Terminated Merchant File” as required by the Rules. Merchants belonging to the MATCH often face more difficulty in obtaining a merchant account or payment processor. [1] In the case of Mastercard and American Express it is known as the MATCH list. Hello, MATCH is only accessible to registered MasterCard. The Terminated Merchant File (TMF) holds a sole purpose of stop listed merchants from creating fresh merchant financial at different acquirers, using financial card processors and through Visa merchant services. If you have been recently turned down for a merchant account because you or your business is on the MATCH or TMF list, this term refers to the Terminated Merchant File (TMF), the Member Alert to Control High-Risk Merchants (MATCH), or the Combined Terminated Merchant File (CTMF). As many of you know, getting a tmf is a death sentence for merchant stores like mine because pretty much any processor you try to apply to in the future, sees this tmf file, and won't touch you with a ten foot pole. 3. Contract Type. Your chargebacks are low. American Merchant Systems (represents 25+ different processing sources (US based banks, domestic banks, domestic merchant accounts, offshore banks, offshore merchant accounts, third party processing, ACH Check Processors, check guarantee services, check conversion services, and ATM. You’re following the rules, and as far as you know, doing everything right. When your business has been labeled a high-risk merchant account, you will almost always pay higher. 3:43 pm on Apr 3, 2005 (gmt 0) Ugh. You can pre-negotiate it out of the contract. All payment processors must check these databases when accepting a new user,. who do not have a traditional acquiring relationship. merchants may have found themselves on the Terminated Merchant File (TMF). Search. Terminated Merchant File: Your name is present; Insufficient Credit Card Processing History, Low Credit Score, and You Process Automated Recurring Payments; In addition, there are certain products or services that may be considered high risk as well. The Terminated Merchant File or TMF list is a list of business owners (merchants) whose accounts have been terminated in the past 5 years for any sort of activity that causes the account holder to appear to be a bad risk. Whenever you see TMF, Terminated Merchant File, MATCH (in all caps), MATCH-listed, or Merchant Alert to Control High-Risk, it’s all referring to the same document. In short, MATCH resembles a “blacklist” that financial institutions can use to cross-check you and board you as a new merchant. Table of Contents Visa Global Acquirer Risk Standards: Visa Supplemental Requirements vi Visa Public 1 October 2018 Notice: This is VISA PUBLIC information. In particular, processors are required to:. Open Search. Furthermore, in this article, we will. EMB), you still. What is the MATCH or TMF List? MATCH—Member-Alert-To-Control-High-Risk—or Terminated Merchant File (TMF) is a database of previously terminated merchants created and maintained by MasterCard Worldwide, and relied upon by the payment brands to screen and regulate merchant access to the payments system. The Terminated Merchant File (TMF) or MATCH (Member Alert to Control High-Risk) list is essentially a blacklist used in the banking and credit industries. com. These lists help financial institutions know if they’re about to partner with a merchant who is: This can create a high risk of financial loss, which is best avoided. With the MATCH list, Mastercard combined a list with the TMF listing (Terminated Merchant File), so the lists are interchangeable. Terminated Merchant Files. Exclude Keywords. Click on the TPS or IIAS Certifications tab as appropriate. Terminated Merchant File. If you are engaged in any of the restricted activities or business es prohibited under our Acceptable Use Policy, you may not use our Services. A merchant account for a high-risk business card. Tiered pricing usually offered to bad credit merchants. The TMF is the same thing as the MATCH list. You should know from the bank how to get off the MATCH or TMF. Payments discovers that you havebeen factoring drafts, your Merchant Agreement may be terminated and your name may be placed on the terminated merchant file with MasterCard, Visa and Discover, which could make it impossible for you to ever obtain another merchant account with any other processor. Msg#:655572 . Scroll down to the DBA section. Search. ” There are, in fact, precisely 14 listed reasons that a merchant can get tagged with one of these designations. If so, you will have trouble acquiring a merchant account with reasonable rates if at all. The Terminated Merchant File Match List (TMF) is a subset of the Match List that includes merchants who have been terminated from their merchant accounts for reasons other than high levels of. How? For starters, rethink whom you do. It is. Recent Stories. Merchants with high-risk accounts or many chargebacks are on the list and can’t use different credit card processors to open a merchant services account. How to Cancel with No Termination Fees. This can have long-lasting reputational impacts on your ability to do business with banks, merchants, and other institutions; it lasts for a minimum of five years. These days it’s called the MATCH list as well (Member Alert to Control High-risk). Dealing with a TMF can be a frustrating situation, but there are steps you can take to hopefully address it: Involve a lawyer: A lawyer can represent you and escalate the matter faster. In the world of business, it becomes imperative for those involved in the merchandising/retail end of businesses to have knowledge of the merchant terminated file (TMF). com is positive. Card networks, such as Visa and Mastercard, operate databases known as Terminated Merchant Files (TMFs) that contain information about accounts that have been closed by credit card processors around the world for high chargebacks or violations of card brand rules. The best solution is to avoid the early termination fee (ETF) before entering a merchant account agreement. It is very similar to the Terminated Merchant File, an older system that is falling out of favor and being replaced by MATCH. The simple way of putting it is that the file. How to Stay Off the MATCH File June 4, 2008 Posted by Michael Brooks in Chargebacks, Industry Compliance, Risk and Fraud Management. Therefore, TMF list removal is as crucial as MATCH list removal. GNF, Group Negative File, is First Data’s internal list of businesses that they have had any. The vast majority of these accounts found. Moreover, merchant accounts can be added to a Terminated Merchant File database. Overview. The purpose behind MasterCard creating this list was to “identify a potentially high-risk merchant before entering into a merchant agreement”. As the name implies, businesses are included in the file if any of their MIDs are canceled due to…The list is an updated version of the TMF list, also known as the Terminated Merchant File. MATCH and Terminated Merchant File (TMF): “Member Alert to Control High Risk Merchants” (otherwise referred to as “MATCH”) is a listing service subscribed to by Merchant Service Providers to alert them when an existing merchant account is not in good standing. We specialize in assisting merchants that have been terminated and had their merchant account or payment system closed, High risk merchant services and terminated merchant consulting specialists. Explore The Alternatives. Terminated. 75. The MATCH system is sometimes referred to as the Terminated Merchant File (TMF). Acquirers and processors can reference the list to help determine the risk factor of a potential new client. Once a. The merchant must apply for a high-risk merchant account with stiff processing fees, monthly fees, and restrictions. 4. Click Access IIAS forms on the right side of the page. Different banks have unique chargeback thresholds, so the specific. The MATCH list, formerly known as the Terminated Merchant File (TMF), is a sort of blacklist that financial institutions often check before extending services to merchants. The TMF (Terminated Merchant File) or MATCH (Merchant Alert to Control High-Risk) list is a database of businesses that previously had payment processing revoked by a processor or an acquiring bank. Acquirers must ensure that a terminated Merchant, Sponsored Merchant, or Third Party Agent (including, but not limited to, a Payment Facilitator, Marketplace, Staged Digital Wallet Operator, or Independent Sales Organization) is added to the Visa Merchant Screening Service (VMSS) one business day after termination if VMSS listing criteria are met. The Terminated Merchant File (TMF), also known as the MATCH list, is a database that contains information about businesses that have had their credit card processing services terminated by a provider. A lot of providers now offer month-to-month billing. Credit card processing companies use a terminated merchant file (TMF) to check out potential merchants before giving them a merchant account. ” The MATCH, also known as Terminated Merchant File (TMF), alerts account providers to any applicants who have had an account terminated. The company’s products and services include point-of-sale solutions, mobile phone swipers, an online payment gateway and virtual terminal, EMV-compatible. Merchants wind up on the MATCH list for a variety of reasons, including: Excessive chargebacks. Quite simply, the MATCH (Member Alert to Control High Risk Merchants) record compiles information on companies and their owners. One of the largest card brands, Visa, operates a database called the TMF List, which stands for Terminated Merchant Files. It contains information about merchants and their principals whose credit card. Expert's Assistant chat. Merchant accounts (read businesses) that partake in fraudulent practices, receive excessive chargebacks or consumer complaints, or unintentionally facilitated, by any means, the unauthorized disclosure or use of account information may find themselves on the Terminated Merchant File (TMF) or MATCH (Member Alert to Control High Risk. The Terminated Merchant or MATCH (Member Alert to Control High-Risk) file is used by MasterCard and Visa processing banks (the acquiring banks) to keep tabs on merchants and/or principals who… High-Performance Websites & E-Commerce SolutionsBanks or credit card processors can deny a business’ merchant account application for the following reasons: Less than stellar personal credit history. If caught, any funds that are in the pipeline to be paid from prior transactions will be frozen during an investigation. This blacklist further cements my inability to attain another merchant account through my own bank (who refused after they heard about the TMF). States will most likely reject a UCC-3 that is both an amendment and continuation. 4. TMF abbreviation stands for Terminated Merchant File. TMF stands for terminated merchant file, whereas the MATCH list stands for Member Alert to Control High-Risk Merchants. Laundering. The way the rules are written by MasterCard, you don't have a direct. Just like setting up an original or new merchant account, opening a replacement merchant account is a process but a more involved one. Instead, the card associations use a file called the MATCH file. Billing and Collection Customers; Receivable Files Complete; Complete Servicing File; Client. What Is the Mastercard MATCH List? The MATCH list keeps track of merchants deemed to pose an unacceptable level of risk. - They will have an instant source of income. If you come across it, just know that it’s the. The primary reason why your business may end up in the terminated merchant file is due to excessive and repetitive. Introduction to Terminated Merchant File (TMF) or MATCH List. A terminated merchant file (TMF) is a tool used by credit card processing companies to screen potential merchants before giving them a merchant account. About;. The TMF list is an older term that’s not used much today. Merchants on the receiving end of a terminated merchant account are often placed on the TMF MATCH list. Furthermore, if you have any questions about the information or you need help or securing a high-risk merchant accoun t give us a call at +1 888-253-9692. When you take out a secured loan, the lender may file a lien to protect the asset (s) you committed to secure financing. Browse. Information on the MATCH list may not be up to date or even confirmed by the acquiring bank that placed the merchant on the list. Portable Rotary Screw Compressor Atlas Copco XAVS 400 CD7. MATCH List is occasionally referred to as Terminated Merchant File. This blacklist is famously known as “TMF or MATCH ” list. • Must be located within the acquirer’s jurisdiction. Two common, non-illegal causes for a high-risk merchant to wind up on these lists are failure to pay the final bill and high chargeback rates. MATCH is the rebranded version of an older, more aptly named list, the Terminated Merchant File (TMF). The review of terminatedmerchant. Additional filters are available in search. There are a number of different names for this list, including the TMF List, Terminated Merchant File Match List, Mastercard Match List, and more. One-Stop Solution From 5 Star Processing. The MATCH List is, effectively, the only TMF currently in use. If you’re on it, this means that another bank has. Additional filters are available in search. Billing and Collection Customers; Receivable Files Complete; Complete Servicing File; Client. It was created by Mastercard to help acquiring banks identify high-risk merchants before entering into merchant agreements with them. Termination may be caused by money laundering or fraud and prevents accepting credit cards as a form of payment. Cliq is a merchant account provider that previously operated under the name CardFlex. [2] The terminated merchant files are shared among processors and act as blacklists, where merchants. Key Points: Stripe often terminates or freezes merchant accounts without warning or explanation, leading to account closure and held funds. TMF means Terminated Merchant File. The MATCH system is often referred to as the Terminated Merchant File (TMF). Acquiring Banks consult this list when determining whether or not to extend a merchant account to a given business, and in most cases these banks. Terminated Merchant File. Pricing. I made a call with the client to the merchant security department and they simply said that the account was closed for excessive chargebacks, and that there was no. Merchant will also immediately cease requesting Authorizations. Today, MATCH is a program maintained by MasterCard International and used by Visa USA (and, as of recently, by American Express), to identify merchants that acquirers have terminated for specified. A PayPal merchant ID, or “MID,” is a 13-character string of random numbers and letters. Customer channel termination point means the location where the customer either inputs or receives the communications. The Visa TMF (Terminated Merchant File) match list is a database maintained by Visa that contains information about merchants who have been terminated or flagged for violating Visa's rules and regulations. The MATCH system is often referred to as the Terminated Merchant File (TMF). It’s actually known as the MATCH list or “Terminated Merchant File,” (TMF for short). If your business is on this list, you’ll likely not be able to open a merchant account for a minimum of 5 years. For instance, you might pay “interchange + 4. It is called either a Terminated Merchant File (TMF) or MATCH (Member Alert to Control High-Risk). Next. In 2005, it evolved into the. Master Servicer. Previously Terminated Merchants. Apache/2. And to make things worse, if the bots think you're a risk and shut off your account, there's a chance that Stripe will add you to a Terminated Merchant File just for closing your account, in which case you'll never be able to process payments ever again, anywhere. Terminated Merchant File Sample Clauses. To put it plainly, the terminated merchant file is a list of merchants who have been blacklisted for transactions that land them outside the standards agreed upon for the service. These lists are used by acquiring banks to identify. Search for: Get Started Get Started. 4), or 3. MATCH is used to verify if you have had a merchant account terminated in the past. Why is this list important? Acquiring banks use the list to screen potential. This might be a piece of equipment, a vehicle, property, or even a blanket. All payment processors must check these databases when accepting a new user,. When applying for a new merchant account, I was told that I was denied for being on the Terminated Merchant File, or now I believe it's referred to… Advertisement CoinsThe MATCH list is the more comprehensive version of the now-obsolete Terminated Merchant File, or TMF. Your name/business can be removed as soon as a week after the payment has been received. Your business is present on the Terminated Merchant File (TMF), also called the MATCH File, indicating your credit card processing privileges have been terminated elsewhere; Many business owners aren’t even aware of the last one until they apply for merchant services and are denied based on their presence on the list. The terminated merchant file is basically a list of all merchant accounts that have been banned from doing any type of credit card processing in any way shape or form. Company Termination Fee means an amount equal to $1,000,000. It seems that terminatedmerchant. Mastercard maintains the TMF and keeps track of revoked merchant accounts. “ The Terminated Merchant File or TMF is a list compiled and managed by MasterCard, of business owners (merchants) whose accounts have been terminated in. Terminated Merchant File (TMF) Definition. Finding out your merchant account has been closed is a serious setback, but it doesn’t have to be a permanent one. Receiving a high volume of chargebacks can have major repercussions for businesses. As a result, the banks tend to take a look at the reputation maintained by business entities before offering merchant accounts to them. TMF used to. • Cannot act as a sponsor for another Payment Facilitator. • Cannot act as a sponsor for another Payment Facilitator. In the world of payment processing, the terms TMF and MATCH are often used interchangeably. Best Merchant. James Huber and Chris Dryden are recognized experts in the payments space, and I do highly recommend their services to others! Contact us to set up a consultation today to see how our expert attorneys can help you get off the MATCH list and back in business. Here’s what you need to know about MATCH and how it limits your ability to take credit cards, how to get off the list, & your best options for accepting payments. UCC-3 important points. Related to TERMINATION AND COMBINED TERMINATED MERCHANT FILE. Search for: Latest Articles. The terminated merchant file is basically a list of all merchant accounts that have been banned from doing any type of credit card processing in any way shape or form. the acquirer on behalf of the sponsored merchant. • Must be located within the acquirer’s jurisdiction. This list, which resembles McCarthy’s black list during the cold war, is a stop-all flag that credit card processing companies in America abide by. It’s basically an eCommerce list that warns other financial institutions. Twitter. " The TMF is an international database managed by Mastercard that catalogues businesses and owners whose merchant accounts have been terminated. MATCH, or Member Alert to Control High-Risk, is a tool created and managed by Mastercard for use by credit card processing companies to screen potential merchants before signing them up for s merchant account. com is legit and safe to use and not a scam website. Match List of Merchant Accounts. MasterCard doesn't put you in that list, the bank processing your credit card payments does. It is true, but there is such a thing as a merchant account blacklist. Key Takeaways. Our Services. This is a file that Visa and MasterCard contribute to in order to keep track of merchants that have funds due, excessive chargebacks, or have committed fraud. Request them to give you the reason and reason code under which you were added to the MATCH. Our account will enable you to expand your business by reaching more customers and accepting their payments. The MATCH list is maintained by MasterCard to keep track of businesses and owners who have had their credit card processing account terminated by an acquiring bank. Use this list to avoid doing business with certain merchants, payment processors, banks, and other financial institutions. Card networks, such as Visa and Mastercard, operate databases known as Terminated Merchant Files (TMFs) that contain information about accounts that have been closed by credit card processors around the world for high chargebacks or violations of card brand rules. 17. Ogden and BankCardLaw in 1994. Being on TMF makes it very difficult for a merchant to find another servicer willing to process. Country. If the merchant is on the MATCH List, the acquirer will contact the bank or processor that added the merchant to the database and find out what happened. When you do something wrong, a financial institution such as Visa or Mastercard will mark you as a violator for whatever offense you or your merchant account has created. 623-321-4699 Menu. 1% + $0. Complicit merchants could have their merchant accounts closed, be added to a Terminated Merchant File database, which will block them from setting up further accounts, and even face legal issues. When your electronic payments acceptance is at – risk and the life of your business hangs in the balance. When a merchant is transferred or reported to MATCH, "it means that the card processor has stopped accepting new transactions. At some point, TMF (terminated merchant file) is still a most common terminology and there are still some people who are referred by the list name. Open Split View. A UCC filing, also known as a UCC lien or a UCC-1, is a financing statement which lenders can file against your business with your secretary of state. Related Clauses. There are several common ways merchants end up on the Terminated Merchant File (TMF), or “MATCH (Member Alert to Control High-Risk). How Merchants Get On the List. What is a Terminated Merchant File? Terminated Merchants Files or MATCH 101 In the world of business, it becomes imperative for those involved in the. It also notifies other acquirers that there’s something not right with your business. It has gradually replaced the Terminated Merchant File (TMF), an older system that is being phased out. kassius79 • 2 mo. Frozen or Terminated Merchant Account. Jurisdiction. Or better yet - look for a merchant account provider with no long-term contract or ETF. For whatever reason, and I'm still trying to figure it out. Related to Combined Terminated Merchant File. For whatever reason, and I'm still trying to figure it out. It is possible to get your business’ operations back on track. However, merchant service providers. GNF, Group Negative File, is First Data’s internal list of businesses that they have had any. The MATCH system or Member Alert to Control High-Risk (Merchants) is a MasterCard® database of merchants and their principals whose merchant accounts were terminated for cause. This is a file that Visa and MasterCard contribute to in order to keep track of merchants that have. Merchant Services Organizations keep payment processing information file, which contains data recorded by banks. Drug Related Crimes. 56 (Ubuntu) Server at Port 443Businesses may have been terminated and put on the list for the following reasons: Fraud; Merchant collusion; Laundering; Excessive chargebacks; And more; It is not impossible to get a merchant account if you’re on the MATCH list. There are several reasons why you as a merchant can get blacklisted or MATCH’d. A MATCH listing, or a TMF (Terminated Merchant File) means you have previously had a processing agreement terminated. Documents to Obtain a TMF Merchant Account. ” This stands for Mastercard Alert to Control High Risk Merchants. It is also known as the MATCH (Member Alert to Control High Risk) list. If you have been placed on Terminated Merchant File (TMF) or Member Alert to Control High Risk Merchants (MATCH), we can help. Those deemed high-risk are placed on the list and so prevented from processing credit card payments or doing future business under any other name. Terminated Merchant File (TMF) is a general term for a merchant blacklist such as the MATCH List.